Terms of Service

Effective date: May 30, 2026

These Terms of Service (the “Terms”) govern your access to and use of the website at fd-sol.com and any related content, products, memberships and services (together, the “Service”) operated by FD Solutions LLC(“FD Solutions,” “we,” “us” or “our”). By accessing the Service, creating an account, or making a purchase, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Who we are

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and able to form a legally binding contract to use the Service. By using the Service you represent that you meet these requirements and that the information you provide is accurate and complete. You are responsible for complying with all laws that apply to you in your location.

3. Your account

Some features require an account. You are responsible for safeguarding your login credentials and for all activity under your account. Notify us promptly at fadi@fd-sol.com if you suspect unauthorized use. We may suspend or terminate accounts that violate these Terms.

4. What we sell

FD Solutions sells digital products — including guides, checklists, books, mini-courses, prompt packs, templates and similar educational and productivity materials — as individual purchases, bundles, and all-access memberships. All products are delivered electronically. No physical goods are shipped.

Products are licensed, not sold, to you for your own personal and business use. What you may and may not do with a product is set out in our License terms, which form part of these Terms.

5. Pricing, payment and taxes

• Prices are shown on the Service and may change at any time, but changes do not affect orders already placed.
• Payments are processed by our third-party payment processor, Stripe, Inc.. FD Solutions LLC is the merchant of record for your purchase. We do not store your full card details; they are handled by the processor under its own terms and security standards.
• You authorize us (through our processor) to charge your selected payment method for the total shown at checkout, including any applicable taxes.
• You are responsible for any sales tax, VAT, GST or similar taxes that apply to your purchase. Where we are required to collect such taxes, they will be shown at checkout or added as required by law.
• You agree to provide current, complete and accurate billing information and not to use the Service for any fraudulent or unlawful purpose.

6. Memberships and subscriptions

All-access memberships are billed on a recurring basis (for example monthly or annually) until cancelled.

• Auto-renewal. Your membership automatically renews at the end of each billing period and your payment method is charged the then-current price, unless you cancel before the renewal date.
• Cancellation. You can cancel at any time from your account or by emailing fadi@fd-sol.com. Cancellation stops future renewals; it does not retroactively refund the current period unless required by law or our Refund Policy.
• Price changes. We may change membership pricing on a going-forward basis and will give reasonable advance notice before a change takes effect.
• Access after cancellation. You retain access until the end of the period you have already paid for.

7. Delivery and access

Access to purchased products is provided through your account and/or secure, time-limited download links. You are responsible for downloading and backing up files you purchase. We may update, improve or retire individual products over time; where a product you purchased is materially changed, we will make reasonable efforts to keep your access to the version you bought.

8. Intellectual property

The Service and all products, text, graphics, logos and software are owned by FD Solutions LLC or its licensors and are protected by intellectual-property laws. Except for the limited license described in our License terms, no rights are granted to you. You may not copy, resell, sublicense, redistribute, publicly post, or claim authorship of any product or its source files.

9. Refunds

Because our products are digital and delivered immediately, refunds are governed by our Refund Policy, which forms part of these Terms. Please read it before purchasing.

10. Acceptable use

You agree not to, and not to allow others to:

• use the Service in violation of any law, regulation, or third-party right;
• copy, redistribute, resell, share, or publicly post products or files except as expressly permitted by the License terms;
• attempt to gain unauthorized access to the Service, other accounts, or our systems, or probe, scan, or test the vulnerability of any system;
• upload or transmit malware, or interfere with or disrupt the integrity or performance of the Service;
• use bots, scrapers or automated means to access the Service in a way that harms it or circumvents access controls;
• use the Service to harass, defame, or infringe others, or to upload unlawful, abusive, or misleading content.

11. Reviews and user content

If you submit reviews, comments or other content, you grant FD Solutions a non-exclusive, worldwide, royalty-free license to use, display and reproduce that content in connection with the Service. You are responsible for your content and represent that it is accurate, lawful, and does not infringe anyone’s rights. We may remove content that violates these Terms at our discretion.

12. No professional advice and no guaranteed results

13. Third-party services and links

The Service may link to or rely on third-party services (for example our payment processor, analytics and advertising providers). We are not responsible for the content, policies, or practices of third parties. Your use of a third-party service is governed by that party’s own terms and privacy policy.

14. Disclaimers

The Service and all products are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure. Some jurisdictions do not allow the exclusion of certain warranties, so some of these exclusions may not apply to you.

15. Limitation of liability

To the maximum extent permitted by law, FD Solutions LLC and its officers, members, employees and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Service. Our total aggregate liability for any claim relating to the Service will not exceed the greater of (a) the amount you paid to us in the twelve months before the event giving rise to the claim, or (b) USD 100. Some jurisdictions do not allow certain limitations, so some of these may not apply to you.

16. Indemnification

You agree to indemnify and hold harmless FD Solutions LLC from any claims, damages, liabilities and expenses (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the Service, or your violation of any law or third-party right.

17. Termination

We may suspend or terminate your access to the Service at any time if you breach these Terms or if we are required to do so by law. You may stop using the Service at any time. Sections that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, and governing law) will survive.

18. Governing law and disputes

These Terms are governed by the laws of the State of Wyoming, United States, without regard to its conflict-of-laws rules. Before filing a claim, you agree to first contact us at fadi@fd-sol.com so we can try to resolve the matter informally. If we cannot, you agree that any dispute will be brought exclusively in the state and federal courts located in Laramie County, Wyoming, and you consent to the personal jurisdiction of those courts. Nothing in these Terms limits any non-waivable statutory rights you have as a consumer in your country of residence.

19. Changes to these Terms

We may update these Terms from time to time. When we make material changes, we will update the effective date above and, where appropriate, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

20. Miscellaneous

These Terms, together with our Privacy Policy, Refund Policy, Cookie Policy and License terms, are the entire agreement between you and us regarding the Service. If any provision is found unenforceable, the remaining provisions stay in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. Neither party is liable for delays caused by events beyond its reasonable control.

21. Contact

Questions about these Terms? Contact FD Solutions LLC at fadi@fd-sol.com or by mail at 1021 E Lincolnway, Suite 7696, Cheyenne, WY 82001, United States.

Last updated: May 30, 2026